Money should feel this easy

Send dollars.
Share a link.

Create a private payment link. The recipient unlocks a funded Arc wallet with a recovery code and controls it themselves.

✓ No recipient address✓ No custody✓ Private by design

Create a payment link

A funded Arc wallet, delivered privately.

Arc
USDC

ArcPay's router forwards the payment immediately. ArcPay cannot withdraw or hold it.

Payment link ready

Choose where to share the link.

Funded

Private recovery code
View payment status
The recipient wallet is funded and its private key is encrypted.

For better security, send the recovery code separately from the link.

Your Arc wallet is ready

Unlock the wallet created for you.

Private
— USDC

Decryption happens only in this browser. Unlocking records a zero-value claim marker on Arc and uses a small network fee. ArcPay cannot see your private key.

✓
✓ Claimed on Arc

Your Arc wallet is ready

The USDC was already sent to this wallet. Save the encrypted backup and private key securely.

Wallet address
View on Arc
Private key

View claim transaction

This claim is recorded on Arc. ArcPay never holds the wallet or funds.

ArcPay, live on-chain.

Every number below is calculated from the public ArcPay router—no private claim data and no database.

—Payments sent
—USDC moved
—Wallets funded

Reading Arc Mainnet…

From your wallet to a link. Seamlessly.

Arc settles in the background. You choose how to share it.

01 · CREATE

Set the amount

Add an optional note and approve one transaction from your wallet.

02 · SHARE

Copy the private link

Send it through any app, with the recovery code shared separately.

03 · UNLOCK

They receive the wallet

The recipient gets the address, private key and encrypted backup.

Money moves.
ArcPay disappears.

No contacts collected. No ArcPay-controlled wallet. No account for the recipient to create.

Create a link